Community Services Housing Division

The Housing Division administers the state and federal housing programs for down payment/closing cost assistance to purchase a home, and through a partnership with Habitat for Humanity, to rehabilitate existing homes for low income families. It also manages the County's Housing Disaster Plan.

There is often an affordability "gap" caused by the lack of funds for down payment and closing costs that presents a barrier to homeownership for many families. A larger down payment means smaller monthly housing expenses or sometimes a larger house. St. Lucie County has programs designed to make it possible for eligible families to cross that affordability "gap" by providing the funds necessary to make a larger down payment and/or pay closing costs when purchasing a home for the first time.

St Lucie County also has programs designed to assist homeowners with home repairs in order to resolve code violations or health and safety concerns. The County works to provide repairs to homes owned by eligible households in the unincorporated areas of the county.

Please click the following links to learn more about our different programs:

State Housing Initiative Partnership (SHIP) provides funding to assist first time homebuyers with down payment/closing cost assistance to purchase a home and/or rehabilitation assistance to existing homes for low income families.

Hurricane Housing Recovery Program (HHR)
Assists low income households with:

• Repair/Replacement of Housing
• Home Purchase
• Housing Re-entry and Eviction/ Foreclosure and Prevention Assistance
• Capital to Leverage Other Private & Public Resources

Developers/Builders may also be assisted to construct workforce housing by:

• Construction and Development Financing
• Acquisition of Building Materials
• Leveraging Other Private & Public Resources

Small Cities Community Development Block Grant Program (CDBG) is a program that assists with rehabilitation/reconstruction of homes.

Community Development Block Grant Disaster Recovery Initiatives (CDBG DRI) will be assisting households in the South 26th Street area with water, sewer, and drainage improvements.

HOME Again grant allows for repair of homes with 2004 hurricane damage.

My Safe Florida Home grant allows low income households to receive hurricane shutters, entry doors, and garage doors.

HOME funds allow for home rehabilitiation and repair.

Weatherization Program (WAP) assists low income families to reduce heating and cooling costs by improving the energy efficiency of the home. Contact Indiantown Non-Profit Housing a www.inphihousing.org or call 772-597-3667.

Please contact Community Services directly for an Application for Housing Assistance.

How many people need these programs? Click here for additional information on affordable housing needs.

Approved Lenders

• St. Lucie County Lending Consortium

Income Categories

Family Size of	Income Category	Income Limit
1	Extremely Low Very Low Low Moderate	$12,500 $20,950 $33,500 $53,600
2	Extremely Low Very Low Low Moderate	$14,350 $23,900 $38,300 $61,280
3	Extremely Low Very Low Low Moderate	$16,150 $26,900 $43,050 $68,880
4	Extremely Low Very Low Low Moderate	$17,950 $29,900 $47,850 $76,560
5	Extremely Low Very Low Low Moderate	$19,400 $32,300 $51,700 $82,720
6	Extremely Low Very Low Low Moderate	$20,800 $34,700 $55,500 $88,000
7	Extremely Low Very Low Low Moderate	$22,250 $37,100 $59,350 $94,960
8	Extremely Low Very Low Low Moderate	$23,700 $39,450 $63,150 $101,040

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

* Note: Income limits are generated by Florida Housing and Finance Corporation and are subject to change.

To Contact St. Lucie County Community Services

Phone: 772-462-1777 Fax: 772-462-1703 Email: comm_info@co.st-lucie.fl.us   St. Lucie County Community Services Housing Department 437 North 7th Street Fort Pierce, Florida 34950 All information included in these pages is subject to change and/or revision without notice.